Pontoon is a card game that shares many similarities with Blackjack, although it is less widely known in the UK. For those exploring different types of card games, Pontoon may be relatively straightforward to understand, while still offering some strategic elements.
Some licensed online casinos in the UK include Pontoon as part of their game selection, though specific rules may vary between versions. Taking the time to understand the basic terminology and how the game is typically played could help provide a clearer picture of what to expect, especially if you’re encountering it for the first time.
Below, you’ll find the main rules and a simple breakdown of Pontoon gameplay, designed to help explain how the game works in a simple and accessible way. Read on to learn more.
How Pontoon Works
Pontoon is all about building a hand of cards with a total value as close to 21 as possible, but not going over. A standard 52-card deck is used, and you'll find anywhere from two to eight players plus a dealer at the table. Card values are simple: numbered cards count as shown, face cards (King, Queen, Jack) are worth 10, and Aces can be either 1 or 11—whichever gives you the best hand.
You and the dealer each get two cards, and the dealer’s cards are kept facedown. The aim is to beat the dealer’s hand.
Every casino sets its own house rules, especially online, so it might be worth checking the table’s game info for any differences before you start.
Key Pontoon Terms
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Twist: Take another card.
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Stick: Stay with your current hand.
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Buy: Increase your wager after being dealt your first two cards.
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Bust: A hand that goes over 21 and loses immediately.
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Pontoon: The best hand—an Ace and a 10-point card as your first two cards.
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Five Card Trick: A hand with five cards totalling 21 or less, which beats almost everything except a “Pontoon”.
The dealer’s hand always stays hidden until the round ends.
Players should always remember to gamble responsibly and within their means- never wager more than you can afford to lose.
Winning in Pontoon
To come out ahead in Pontoon, your hand needs to be closer to 21 than the dealer’s, while not exceeding 21. See earlier for definitions of "Pontoon" and the "Five Card Trick", as these special hands generally beat other hands.
If neither side has a special hand, the highest total of 21 or under wins. Should you and the dealer both have the same value, the dealer takes the win, so it could help to keep this in mind as you play.
It could also be useful to check for changes to payouts or hand rankings at the casino you choose, especially when playing online.
Pontoon vs Blackjack
While Pontoon and blackjack look similar, there are some notable differences. For instance, in blackjack you “hit” and “stand”, but in Pontoon these become “twist” and “stick”. Similarly, the best starting hand is called “Pontoon” instead of “blackjack”.
One of the biggest contrasts is how the dealer reveals their cards. In blackjack, you see one of the dealer’s cards; in Pontoon, both are hidden until all players finish.
Payouts may also differ—blackjack often pays 3:2, whereas Pontoon generally pays 2:1 for a winning “Pontoon” hand, though this can change based on where you play.
Players at a Pontoon Table
Pontoon fits a range of group sizes. The game works with just two (you and the dealer), but usually has up to eight players at a table in casinos. The number of players may affect how the deck is managed and how many rounds can be played before reshuffling.
Home games sometimes squeeze in more, yet online or casino tables are typically capped at eight. When playing online, expect to face a computer dealer or join a table run by a live dealer. Some variants let you pick private or group tables, but you might want to check each provider’s player limits first.
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**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.
*All values (Bet Levels, Maximum Wins etc.) mentioned in relation to these games are subject to change at any time. Game features mentioned may not be available in some jurisdictions.