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What Is Lucky Lucky Blackjack? Side Bet Rules & Payouts

Curious about the different ways blackjack can be played online or at a casino? Lucky Lucky Blackjack introduces an optional side bet that is based on the combination of your first two cards and the dealer’s upcard.

If you are new to blackjack, this guide explains what the side bet involves, how it affects the way stakes are placed, and what the potential payouts may be. It also outlines the odds in straightforward terms, helping you understand how the figures are calculated. Read on to learn more. 

What Is Lucky Lucky Blackjack?

Lucky Lucky Blackjack is a version of blackjack where you can place an optional wager called the Lucky Lucky side bet. The main game still uses one or more standard 52-card decks, and the aim remains to finish with a hand value closer to 21 than the dealer’s.

The side bet looks at your first two cards and the dealer’s upcard. Certain three-card results, such as totals of 19, 20, or 21, can qualify for a payout under a separate paytable. These outcomes are different from the usual ways to win in regular blackjack and are settled independently of the main hand.

Not every table includes this feature, especially online, so it could help to check the game description before joining.

If you do decide to try your hand at blackjack, remember to do so responsibly and within your means; never wager more than you can afford to lose. 

How Does the Lucky Lucky Side Bet Work?

The Lucky Lucky side bet is placed before any cards are dealt. It uses your first two cards, plus the dealer’s face-up card, to form a three-card result. No further decisions are needed for this bet. It pays, or does not, purely based on those initial cards.

Specific combinations trigger potential payouts. Many versions pay for totals of 19, 20, or 21 using those three cards. Some also boost returns for suited cards or sequences, such as three 7s or a 6, 7, 8. The exact qualifying hands and amounts vary by table, so the paytable might be the best place to see what counts.

Lucky Lucky Blackjack Payouts Explained

Lucky Lucky payouts are tied to the three opening cards only. The most valuable outcomes are rare. As a guide, many tables include these types of returns:

  • Three 7s of the same suit can pay up to 200 to 1.
  • A suited 6, 7, and 8 often pays around 100 to 1.
  • A suited total of 21, such as Ace, 10, and a suited dealer upcard, can pay about 15 to 1.
  • Any three cards totalling 21 is commonly paid at around 3 to 1.
  • Totals of 19 or 20 usually sit at the lower end, often 2 to 1 or less.

Exact figures depend on the version, number of decks, and the operator’s paytable. UK Gambling Commission (UKGC)-licensed casinos display these paytables in the game rules, so you can compare options quickly before you play.

Which Card Combinations Trigger Lucky Lucky Wins?

In Lucky Lucky Blackjack, the side bet checks your two starting cards and the dealer’s upcard. Common winning results include three cards that total 19, 20, or 21. For example, any order of 6, 7, and 8 would qualify in versions that pay on 21, and many tables also pay on non-sequential totals such as 10, 9, and 2 for 21.

Some outcomes attract higher payouts when the three cards share a suit or form a sequence. Three 7s can be especially valuable, with an extra premium if they are suited. A suited 6, 7, and 8 is another example that often pays more than the same cards in mixed suits.

Because rules vary, the paytable or help section might be the most useful place to confirm exactly which combinations count at your chosen table.

House Edge of the Lucky Lucky Side Bet

The house edge shows how much, on average, the casino expects to retain from this bet over time. For Lucky Lucky, it is usually higher than for the main blackjack hand.

In most versions, the house edge ranges from about 3% to 7%. Put simply, for every £100 placed on the side bet over the long term, the return to the casino is likely to be between £3 and £7. The figure depends on the paytable and the number of decks in use. Tables with richer top-end payouts often balance that with tighter returns on the more common results, which influences the overall edge.

Is the Lucky Lucky Side Bet Worth Playing?

It depends on what you want from a blackjack session. The side bet adds a separate way to win or lose at the very start of the round, and it does not interact with the decisions you make on the main hand. The trade-off is a higher house edge than standard blackjack and longer odds on the headline payouts, such as three suited 7s.

If you enjoy the added drama of set-piece outcomes and are comfortable with the higher built-in edge, the side bet can offer that change of pace. If you prefer to focus on the main game’s strategy and lower house edge, it may be better to skip it.

Either way, it could be a good idea to check the paytable first so you know the exact qualifying hands and returns at your chosen table. If you decide to give it a try, compare a few games on our site to find the version that fits how you like to play.

**The information provided in this blog is intended for educational purposes and should not be construed as betting advice or a guarantee of success. Always gamble responsibly.

*All values (Bet Levels, Maximum Wins etc.) mentioned in relation to these games are subject to change at any time. Game features mentioned may not be available in some jurisdictions.